{"catalog":{"title":"Mobile wallets in Pakistan: codes, limits and charges","path":"/wallets","updatedAt":"2026-10-23T06:38:11.687Z","fields":[{"id":"operator","label":"Operator (legal entity)","type":"text"},{"id":"sbp_licence","label":"SBP licence type","type":"select","options":["EMI","Branchless banking (microfinance bank)","Digital retail bank","Other","Not verified"]},{"id":"account_levels","label":"Account levels and limits","type":"textarea"},{"id":"charges","label":"Charges","type":"textarea"},{"id":"ussd_codes","label":"USSD codes","type":"textarea"},{"id":"iban_format","label":"IBAN bank code","type":"text"},{"id":"official_url","label":"Official website","type":"url"},{"id":"source","label":"Source","type":"url"},{"id":"checked","label":"Date checked","type":"date"}]},"entries":[{"slug":"easypaisa","name":"Easypaisa","path":"/wallets/easypaisa","category":null,"updatedAt":"2026-10-19T09:23:35.365Z","fields":{"operator":"Easypaisa Bank Limited","sbp_licence":"Digital retail bank","account_levels":null,"charges":"Cash withdrawal at an agent · Rs7 to Rs690, by amount (Rs1 to Rs50,000) · Includes tax; October–December 2026 schedule\nCash withdrawal at an ATM · Rs35 · Includes tax and 1-Link charges; free at Easypaisa Bank branch ATMs\nCash deposit · 0.5% of the amount · Excludes tax\nTransfer to another Easypaisa account · Free · \nTransfer to a bank account (IBFT) · Free up to Rs25,000 a month, then 0.1% or Rs200, whichever is lower · October–December 2026 schedule\nBalance inquiry by USSD · Rs1 · Includes tax\nUSSD platform fee · Rs1 per transaction · Includes tax\nBalance inquiry at an ATM · Rs4.67 · Includes tax\nBiometric upgrade in the app, Level 0 to Level 1 · Rs99 per submission · \nUtility bill payment · Free · October–December 2026 schedule\nMobile load and mobile packages · Free for the first 5 a month · Then Rs1 to Rs10 per transaction under fair usage pricing\nInternational home remittances · Free ·","ussd_codes":"Telenor · Open the Easypaisa menu · *786#\nTelenor · Reset PIN or reactivate a blocked account · *786*8*1#\nTelenor · Activate mobile theft insurance · *786*5*2#\nJazz · Open the Easypaisa menu · *2262#\nZong · Open the Easypaisa menu · *2262#\nUfone · Open the Easypaisa menu · *2262#","iban_format":null,"official_url":"https://easypaisa.com.pk/","source":"https://easypaisa.com.pk/public-information/Schedule-of-Bank-Charges/Schedule-of-Bank-Charges-Branchless-Banking-English.pdf","checked":"2026-10-19"}},{"slug":"jazzcash","name":"JazzCash","path":"/wallets/jazzcash","category":null,"updatedAt":"2026-10-19T09:24:17.732Z","fields":{"operator":"Mobilink Microfinance Bank Limited","sbp_licence":"Branchless banking (microfinance bank)","account_levels":"Level 0 · Rs25,000 · Rs50,000 · Rs200,000\nLevel 1 · Rs100,000 · Rs300,000 · Rs1,000,000 in JazzCash's terms; Rs3,000,000 in a second JazzCash table\nAsaan Digital Account · Rs3,000,000 credit, Rs1,000,000 debit · Rs3,000,000 credit, Rs1,000,000 debit · Rs3,000,000\nFreelance Digital Account · Rs1,400,000 credit; debit Rs1,400,000 in the terms, Rs750,000 in a second JazzCash table · Rs1,400,000 · Rs3,000,000\nAsaan Digital Remittance Account · Rs1,000,000 · Rs3,000,000 · Rs3,000,000\nLevel 2 (Digital Account) · Rs1,000,000 · Rs3,500,000 · Rs5,000,000","charges":"Cash withdrawal at an agent · Rs7 to Rs690, by amount (Rs1 to Rs50,000) · Includes tax; July 1–September 30, 2026 schedule\nCash withdrawal at an ATM · Rs35 · Includes tax and 1-Link charges\nCash deposit · 0.5% of the amount · Excludes FED\nJazzCash to JazzCash · Free · Up to 5 sent and 5 received a day\nUSSD transaction · Rs1 per transaction · Financial and non-financial\nApp transaction · Rs1 per transaction · Financial and non-financial\nBiometric verification in the app · Rs100 · \nInactive account · Rs100 a month · After 12 months with no activity\nTransfer to a bank account (IBFT) · Free up to Rs25,000 a month, then 0.1% or Rs200, whichever is lower · Plus a Rs1.55 processing fee","ussd_codes":"Jazz · Open the JazzCash menu · *786#\nJazz · Block your debit card · *786*6*4*3#","iban_format":null,"official_url":"https://www.jazzcash.com.pk/","source":"https://www.jazzcash.com.pk/tc","checked":"2026-10-19"}},{"slug":"nayapay","name":"NayaPay","path":"/wallets/nayapay","category":null,"updatedAt":"2026-10-19T09:23:48.971Z","fields":{"operator":"NayaPay (Private) Limited","sbp_licence":"EMI","account_levels":null,"charges":"Sign-up · Free · July–December 2026 schedule\nAnnual fee · Free · \nTransfer to another NayaPay account · Free · \nTransfer to a bank account through Raast · Free · \nTransfer to a bank account through 1LINK · Free up to Rs25,000 a month, then 0.1% (maximum Rs200) · July–December 2026 schedule\nUnload to linked bank account · Free · \nLoad from linked bank account or through Raast · Free · \nOver-the-counter deposit at participating bank branches · Up to Rs23 · \nLoad at NADRA e-Sahulat · Rs1.8 to Rs16.8, by amount (up to Rs25,000) · 1LINK network fees\nVisa virtual card · Rs600 · Includes tax\nVisa physical card · Rs1,000 · Includes delivery and tax\nPayPak card · Rs1,808 · Includes delivery and tax\nATM cash withdrawal in Pakistan, debit card · Rs35 · Includes tax; any bank's ATM\nCash withdrawal at Meezan Bank ATMs, biometric · Rs50 · \nATM cash withdrawal abroad · Rs200 · \nBalance inquiry at an ATM · Rs4.67 in Pakistan, Rs150 abroad · Local fee includes tax\nInternational card transaction · $0.25 · On successful and failed transactions\nInternational payment through Alipay+ · 2.85% · \nAccount reinstatement · Rs1,100 · \nAccount unlock by in-app biometric verification · Rs99 · Includes tax\nWallet upgrade by in-app biometric verification · Rs60 · Includes tax\nChargeback through Visa Resolve Online · $2 · Merchant refunds are free","ussd_codes":null,"iban_format":null,"official_url":"https://www.nayapay.com/","source":"https://www.nayapay.com/soc","checked":"2026-10-19"}},{"slug":"sadapay","name":"SadaPay","path":"/wallets/sadapay","category":null,"updatedAt":"2026-10-19T08:52:15.342Z","fields":{"operator":"SadaPay Private Limited (subsidiary of SadaPay Technologies Ltd)","sbp_licence":null,"account_levels":null,"charges":"Account opening · Free · July–December 2026 schedule\nAnnual charges · Free · No minimum balance\nMobile banking and SMS alerts · Free · \nLocal bank transfers, inbound and outbound · Free · July–December 2026 schedule\nIncoming remittances · Free · \nVirtual Mastercard · Free to issue · Rs500 to replace after a decline-related block\nChargeback through Mastercard Claim Manager · $2 · Merchant refunds are free\nTransaction record older than one year (ePRC) · Rs400 ·","ussd_codes":null,"iban_format":null,"official_url":"https://sadapay.pk/","source":"https://sadapay.pk/soc","checked":"2026-10-19"}}]}