SadaPay
SadaPay is an app-based payment account run by SadaPay Private Limited.
SadaPay Private Limited is registered with the SECP, regulated by the State Bank of Pakistan and wholly owned by SadaPay Technologies Ltd, according to its Schedule of Charges.
Charges below are from SadaPay’s Schedule of Charges for July to December 2026 (revised June 2026). Rates exclude applicable taxes unless SadaPay marks them as tax-inclusive. The same page shows a second table with different card and ATM charges, so those items are left out here; check the app before you pay for a card or withdraw cash.
- Operator (legal entity)
- SadaPay Private Limited (subsidiary of SadaPay Technologies Ltd)
- Charges
Service Charge Note Account opening Free July–December 2026 schedule Annual charges Free No minimum balance Mobile banking and SMS alerts Free · Local bank transfers, inbound and outbound Free July–December 2026 schedule Incoming remittances Free · Virtual Mastercard Free to issue Rs500 to replace after a decline-related block Chargeback through Mastercard Claim Manager $2 Merchant refunds are free Transaction record older than one year (ePRC) Rs400 · - Official website
- sadapay.pk
- Source
- sadapay.pk
- Date checked
Questions
Does SadaPay charge for bank transfers?
No. SadaPay’s July–December 2026 schedule lists all inbound and outbound local bank transfers as free.
Is there a minimum balance or annual fee on SadaPay?
No. Account opening, annual charges, mobile banking and SMS alerts are free, and there is no minimum balance.
Does SadaPay charge for receiving money from abroad?
No. Incoming remittances are listed as free.
Source: each wallet’s own website, terms and schedule of charges, and the State Bank of Pakistan. Every listing shows its source link and the date we checked it; figures checked more than 90 days ago are marked “May be outdated”. See our methodology.