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Mobile wallets in Pakistan: codes, limits and charges

Mobile wallets in Pakistan: USSD codes, limits and charges for Easypaisa, JazzCash, NayaPay and SadaPay.

4 listings

Easypaisa

Easypaisa is a mobile wallet run by Easypaisa Bank Limited, a digital retail bank.

Operator (legal entity)
Easypaisa Bank Limited
SBP licence type
Digital retail bank
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JazzCash

JazzCash is a mobile wallet run by Mobilink Microfinance Bank Limited.

Operator (legal entity)
Mobilink Microfinance Bank Limited
SBP licence type
Branchless banking (microfinance bank)
View listing →

NayaPay

NayaPay is an app-based e-money account run by NayaPay (Private) Limited.

Operator (legal entity)
NayaPay (Private) Limited
SBP licence type
EMI
View listing →

SadaPay

SadaPay is an app-based payment account run by SadaPay Private Limited.

Operator (legal entity)
SadaPay Private Limited (subsidiary of SadaPay Technologies Ltd)
View listing →

Short answer: Easypaisa’s code is *786# on Telenor SIMs and *2262# on Jazz, Zong and Ufone. JazzCash’s code is *786#. For Zong, Ufone and Telenor SIMs JazzCash names its app. NayaPay and SadaPay are app-based accounts.

This hub covers four wallets and payment accounts: who runs them, their SBP licence type, key charges from each one’s current schedule of charges, and, for Easypaisa and JazzCash, USSD codes for each network, account limits and helplines. Every figure and code comes from the wallet’s own pages, its schedule of charges or the State Bank of Pakistan (SBP), with the date we checked it.

A USSD code opens the wallet’s menu on any phone, without the app or mobile data. Codes for single actions, such as checking your balance, are published only where we list them; codes found on blogs are left out.

  • Easypaisa codes: the code for each network, PIN reset and helplines.
  • JazzCash codes: what JazzCash publishes for each network and how non-Jazz users access the wallet.
  • JazzCash limits: daily and monthly credit and debit limits, yearly totals and maximum balance by account level.
  • NayaPay and SadaPay: charges from their July–December 2026 schedules.
  • Fees & limits: IBFT and Raast rules for sending money to a bank account.

Warning Never share your PIN or OTP with anyone. JazzCash says it “will never ask for your PIN, OTP, or password”, and Easypaisa says anyone who asks for your OTP is a fraudster. Report a suspicious call or message to the wallet’s helpline.

Related account guide: Teenager account in Pakistan: SBP eligibility, guardian responsibilities and available services.

Source: each wallet’s own website, terms and schedule of charges, and the State Bank of Pakistan. Every listing shows its source link and the date we checked it; figures checked more than 90 days ago are marked “May be outdated”. See our methodology.