Easypaisa charges vary by transaction. The tables below cover transfers, cash-in, ATM use and agent withdrawals.
Short answer
- Easypaisa to Easypaisa: free.
- Bank transfer: free within the first Rs25,000 sent by IBFT in a month; after that, 0.1% of the transaction or Rs200, whichever is lower.
- ATM withdrawal: Rs35, including tax and 1LINK charges; withdrawal at an Easypaisa Bank branch ATM is free.
- Cash deposit into a mobile account: 0.5%, excluding tax.
- Pull funds from another bank account: 2% of the amount.
- Pull funds from a debit or credit card: 3% of the amount.
These figures come from Easypaisa Bank’s official branchless-banking schedule for October to December 2026, checked on 16 October 2026.
Cash withdrawal from an Easypaisa mobile account at an agent is charged by the amount withdrawn.
| Withdrawal amount | Charge, including tax |
|---|---|
| Rs1–200 | Rs7 |
| Rs201–500 | Rs12 |
| Rs501–1,000 | Rs20 |
| Rs1,001–2,500 | Rs40 |
| Rs2,501–4,000 | Rs70 |
| Rs4,001–6,000 | Rs100 |
| Rs6,001–8,000 | Rs130 |
| Rs8,001–10,000 | Rs180 |
| Rs10,001–13,000 | Rs230 |
| Rs13,001–16,000 | Rs280 |
| Rs16,001–20,000 | Rs330 |
| Rs20,001–25,000 | Rs380 |
| Rs25,001–30,000 | Rs470 |
| Rs30,001–40,000 | Rs560 |
| Rs40,001–50,000 | Rs690 |
Source: Easypaisa Bank branchless-banking schedule of charges, October–December 2026 ↗, checked 16 October 2026.
The bank says the charge is deducted from the account. You should not pay the agent the withdrawal charge separately. A statutory 0.8% withholding tax applies to non-filers whose total daily withdrawal exceeds Rs50,000; the schedule says that tax is calculated on the full daily withdrawal across retail and ATM channels.
| Transaction | Published charge |
|---|---|
| Easypaisa wallet to Easypaisa wallet | Free |
| Inter-branch transfer | Free |
| IBFT within the first Rs25,000 sent in a month | Free |
| IBFT above the monthly free allowance | 0.1% or Rs200, whichever is lower |
| Funds pulled from another bank account | 2% |
| Funds pulled from a debit or credit card | 3% |
| Cash deposit into a mobile account | 0.5%, excluding tax |
| Online payment | Free |
| Retail till or QR payment | Free |
Sources: official schedule of charges ↗ and Easypaisa’s add-funds instructions ↗, checked 16 October 2026.
The IBFT allowance is an aggregate monthly amount, not a free amount for every transfer. The schedule also notes a transaction-processing fee for 1LINK IBFT transactions. Review the confirmation screen before sending, because the bank may charge less than the published maximum.
The October–December schedule lists Rs1 for a USSD platform transaction and Rs1 for a USSD balance inquiry. A 1LINK or ATM balance inquiry costs Rs4.67 including tax. Mini statements in the app are free.
Mobile load and mobile packages are free for the first five transactions in a month. Fair-use charges then rise in bands, so repeated small top-ups can cost more than the first ones.
For account access and escalation, see Easypaisa complaints. For the account code and helplines, see Easypaisa codes. Raast and IBFT explain the two transfer rails.
Yes. The October–December 2026 schedule lists transfer-in and transfer-out between Easypaisa mobile accounts as free.
The agent charge ranges from Rs7 for up to Rs200 to Rs690 for Rs40,001–50,000. An ATM withdrawal costs Rs35 including tax and 1LINK charges.
IBFT is free within the first Rs25,000 sent in a month. Above that allowance, the published charge is 0.1% of the transfer or Rs200, whichever is lower.
