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JazzCash charges: cash withdrawal, bank transfer and wallet fees

JazzCash charges vary by service and transfer rail. The tables below cover transfers, cash-out, cards and wallet fees.

Date note JazzCash’s schedule page still labels 1 July 2026 as its latest statement of charges. The linked PDF says it applied from 1 July to 30 September 2026. This guide records that published schedule, checked on 16 October 2026; compare the fee shown in the app before confirming a transaction.

Cash withdrawal charges

Withdrawal amount Published charge, including tax
Rs1–200 Rs7
Rs201–500 Rs12
Rs501–1,000 Rs20
Rs1,001–2,500 Rs40
Rs2,501–4,000 Rs70
Rs4,001–6,000 Rs100
Rs6,001–8,000 Rs130
Rs8,001–10,000 Rs180
Rs10,001–13,000 Rs230
Rs13,001–16,000 Rs280
Rs16,001–20,000 Rs330
Rs20,001–25,000 Rs380
Rs25,001–30,000 Rs470
Rs30,001–40,000 Rs560
Rs40,001–50,000 Rs690
Cash out through an ATM Rs35 including tax

Source: JazzCash branchless-banking schedule of charges dated 30 June 2026 ↗, checked 16 October 2026.

The schedule says QR and till payments made through Raast are free to the consumer. It also lists wallet-to-wallet transfers as free.

Transfer and account charges

Transaction or service Published charge
JazzCash wallet to JazzCash wallet Free
IBFT into the wallet Free
IBFT from the wallet within Rs25,000 a month Free
IBFT above the monthly allowance 0.1% or Rs200, whichever is lower
IBFT transaction-processing fee Rs1.55
Pull funds from a debit or credit card 3%
Cash-in fee 0.5%, excluding FED
App platform transaction Rs1
USSD platform transaction Rs1
USSD balance check Rs1
1LINK or MNET ATM balance inquiry Rs4.67 including FED
Account inactivity after 12 months Rs100 a month

Source: official JazzCash schedule ↗, checked 16 October 2026.

The monthly IBFT allowance is cumulative. If you have already sent Rs25,000 by IBFT in the same month, the percentage charge can apply to a later transfer. JazzCash says transfers sent by Raast are free, so check which rail the app is offering before you confirm.

Card charges in the published schedule

Card item Published charge
PayPak card issuance Rs999
PayPak annual fee Rs299
PayPak replacement Rs999
Mastercard physical card issuance Rs999
Mastercard physical annual fee Rs99
Mastercard physical replacement Rs799
Mastercard virtual card issuance Rs300
Mastercard virtual annual fee Free
Visa card annual fee Rs99

The schedule says only permanently blocked cards are exempt from the annual card fee.

Failed or delayed transfer

JazzCash says a failed transfer is automatically reversed to the wallet. If it is not reversed within 24 hours, its official money-transfer page tells customers to call 051-111-124-444. Keep the transaction ID, time, amount and recipient details before contacting support.

See JazzCash complaints for the escalation route, JazzCash limits for account-level caps, and JazzCash codes for the official USSD route. IBFT and Raast explain the transfer systems.

Questions

Is JazzCash to JazzCash free?

Yes. The published schedule lists wallet-to-wallet transfers as free.

What is the JazzCash cash withdrawal charge?

Agent withdrawal uses slabs from Rs7 to Rs690 for withdrawals up to Rs50,000. The published ATM cash-out charge is Rs35 including tax.

How much does JazzCash charge for a bank transfer?

The first Rs25,000 sent by IBFT in a month is free. After that, the published charge is 0.1% of the transaction or Rs200, whichever is lower, plus the listed Rs1.55 processing fee.

Is Raast free on JazzCash?

JazzCash’s official money-transfer page describes Raast transfers as free. Confirm that the app is using Raast rather than 1LINK IBFT before sending.

Sources