Home › Bank codes › Meezan Bank account opening
Short answer You can open a Meezan Bank account online through the Meezan Digital Account Opening app, or at any Meezan branch. Online, you verify your mobile number by OTP (one-time password), enter your CNIC (computerised national identity card) details, complete biometric verification and take a live selfie. Meezan calls this “instant account opening”. The app accounts Meezan describes are for new customers and need no initial deposit. At a branch, bring your CNIC and proof of your income. Meezan’s Rupee Current and Rupee Savings accounts open with Rs100.
At a glance
- Ways to open: the Meezan Digital Account Opening app, any Meezan branch, or a printed form you fill in and take to a branch (Meezan Digital Asaan Account ↗ · Rupee Current Account ↗ · checked 2026-09-28)
- Documents (branch): valid ID document plus proof of profession or source of income (Meezan: Basic Documents Required ↗ · checked 2026-09-28)
- Documents (online): CNIC details, a mobile number verified by OTP, biometric verification and a live selfie (Meezan Digital Asaan Account ↗ · checked 2026-09-28)
- Minimum deposit: Rs100 for Rupee Current, Rupee Savings and Asaan accounts; none for the digital accounts (Rupee Current Account ↗ · Meezan Digital Asaan Account ↗ · checked 2026-09-28)
- Time: “Instant account opening” for the digital accounts. Meezan does not publish a time for branch opening (Meezan Digital Asaan Account ↗ · checked 2026-09-28)
- Helpline: +92 21 111-331-331 and +92 21 111-331-332 (Meezan Rupee Savings Account ↗ · checked 2026-09-28)
Meezan’s app for new accounts is Meezan Digital Account Opening, published by Meezan Bank Limited on Google Play and the App Store. Meezan’s website calls it the “Meezan Digital app”.
Meezan publishes these steps on its Digital Asaan, Digital Freelancer and Digital Remittance account pages:
For the Asaan Student Account, Meezan’s steps start with “Download Account Opening App”, “Tap on ‘Open a Bank Account’” and “Choose the Asaan Student Account”.
Which accounts open in the app. Meezan’s website describes these digital accounts. Each is in Pakistani rupees, as a current or a savings account, and each is for new Meezan customers only, one per customer:
The app’s store listing says you can “open your preferred account”. Meezan’s own pages for its Rupee Current and Rupee Savings accounts list only the form, branch and call-back routes, so we can’t confirm which other accounts the app opens.
Verification. Under SBP’s (State Bank of Pakistan) rules for remote account opening, biometric verification comes first. If it is not possible, a bank uses Verisys with a check of your CNIC and mobile number pairing and an OTP or call-back. Failing that, the account can be opened with a debit block until you are verified.
Meezan’s product pages give three routes:
Meezan’s Plus Account page also says Meezan offers “the facility of filling its Account Opening Form online”.
Meezan’s “Basic Documents Required for Accounts Opening” lists a copy of a valid ID document for every individual:
You also need proof of profession or source of income. What that means depends on who you are:
| Customer | What Meezan asks for |
|---|---|
| Salaried | Attested proof of income and profession, no more than 3 months old, such as a salary slip, salary certificate or account statement, and a job or employee card, employer certificate or employment contract |
| Freelancer | Agreements or email/letter correspondence with clients describing the services; a certificate or statement of earnings for the past 3 months; sales tax or NTN certificate if available |
| Housewife | ID of the applicant and the beneficial owner; proof of income of the husband, parents or other beneficial owner; self-declaration (Form A-1) |
| Retired | Proof of previous income or a copy of the pension book |
| Landlord or agriculturist | Proof of land ownership, such as a fard or pass book |
| Student (18 or over) | Student ID card or certificate from the institution; proof of income of the parents or fund provider; self-declaration about the beneficial owner |
| Minor | ID of the minor and of the parent or guardian; court order if a court appointed the guardian; the guardian’s proof of income |
If you cannot sign or have a shaky signature, Meezan asks for two recent passport-size photographs and right and left thumb impressions on the signature card. Meezan says it may ask for more documents for customer due diligence. The Asaan Current and Asaan Savings accounts are for people with limited proof of income. Meezan says they can be opened with Rs100 and a valid CNIC, SNIC, passport, NICOP, POC, ARC or pension book.
Meezan is an Islamic bank. Its current accounts are based on Qard, so no profit is paid. Its savings accounts are based on Mudarabah, and profit is shared. This table lists only what Meezan’s own pages state:
| Account | Currency | Minimum deposit to open | Notes from Meezan |
|---|---|---|---|
| Rupee Current | PKR | Rs100 | “No deductions on low balance”; no initial deposit for freelancers, zakat recipients (mustahiqeen), students and government salary or pension accounts |
| Rupee Savings | PKR | Rs100 | Profit paid monthly, calculated daily; same no-deposit exceptions except freelancers |
| Meezan Bachat | PKR | Rs50,000 | Savings account for salaried, self-employed, housewives and retired individuals; profit paid monthly |
| Meezan Plus | PKR | Rs1,000 | Extra benefits for a monthly average balance of Rs200,000 or more; profit paid monthly |
| Asaan Current | PKR | Rs100 | Maximum credit balance Rs3,000,000; monthly debit limit Rs1,000,000 |
| Asaan Savings | PKR | Rs100 | Resident Pakistanis only; same limits; the credit limit does not apply to inward remittances |
| Digital Asaan (app) | PKR | No initial deposit | Current or savings; maximum credit balance PKR 3,000,000; monthly debit limit PKR 1,000,000 |
| Digital Freelancer (app) | PKR | No initial deposit | Current or savings; personal and commercial remittances allowed |
| Asaan Student (app) | PKR | No initial deposit | Ages 18 to 24; maximum credit balance PKR 3,000,000; monthly debit limit PKR 1,000,000 |
| Women First | PKR, USD, GBP or EUR | 100 in the account’s currency | Savings account; no minimum balance |
| Dollar Current | USD | $100 | No service charges for a low balance; withdrawals above $500 need a day’s notice |
We don’t publish profit rates. Meezan posts monthly profit rates and weightages on each product page, and its charges are in its Schedule of Charges, July to December 2026 ↗ (the file name says Jan–Jun; its contents cover July to December 2026).
An Asaan Account is SBP’s simplified account for people with limited proof of income. Under SBP’s Consolidated Customer Onboarding Framework (BPRD Circular No. 01 of 2025, July 25, 2025), a bank Asaan Account opened digitally or in person has these limits:
Meezan’s Asaan and Digital Asaan pages give the same figures. SBP allows credits above the limit for profit, return on deposit and foreign inward remittances, subject to the bank’s risk assessment. SBP says no charges may be imposed for breaching a limit. One person can open only one Asaan account in a single bank.
Overseas Pakistanis, POC holders and non-resident foreign nationals can open a Meezan Roshan Digital Account online from meezanbank.com/roshan-digital-account ↗. Meezan says the account “will be opened within 48 hours subject to completion of all documentation and formalities”. See receiving money from abroad.
Warning Meezan Bank says it “will never contact any customer and request electronic banking credentials. If you get a call asking for your credentials, hang up and call us!” It also tells customers not to disclose their user ID, password and security image to anyone, including Meezan Bank employees. It warns of copycat websites with addresses very similar to meezanbank.com. On its official LinkedIn page in January 2026, Meezan said it does not call customers from its UAN numbers 021-111-331-331 and 021-111-331-332. A caller using those numbers to ask for your details is not the bank.
Yes. Download the Meezan Digital Account Opening app, verify your mobile number by OTP, enter your CNIC details and occupation, complete biometric verification and take a live selfie. Meezan’s digital accounts are for new customers only.
A valid ID document, such as a CNIC, and proof of profession or source of income, such as a salary slip or salary certificate. A housewife or student gives the ID and income proof of the person who supports them, plus a self-declaration. Asaan accounts need only a valid ID document and Rs100.
Rs100 for the Rupee Current, Rupee Savings, Asaan Current and Asaan Savings accounts; Rs1,000 for Meezan Plus; Rs50,000 for Meezan Bachat; and $100 for the Dollar Current Account. The Digital Asaan, Digital Freelancer and Asaan Student accounts need no initial deposit.
Meezan is an Islamic bank. Its savings accounts pay profit under Mudarabah, and its current accounts pay no profit.
Not for the Digital Asaan, Digital Freelancer, Digital Remittance or Asaan Student accounts: Meezan says these are for new customers only. For the Digital Remittance Account, Meezan asks existing customers to visit their parent branch.