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ptvold Desk

The ptvold Desk is the byline of the site's editorial team. It covers how money moves in Pakistan: PVARA licensing and the Virtual Assets Act, SBP rules, Raast and IBFT, digital banks and wallets such as Easypaisa and JazzCash, and money sent home from abroad. Every figure, code and licence status it publishes links to the official source it came from and carries the date it was checked; where a bank or regulator publishes nothing, the Desk says so. See the [methodology](/methodology), the [editorial policy](/editorial-policy) and the [corrections](/corrections) page.

Latest

Riyadh skyline at dusk with the Kingdom Centre and Al Faisaliah towers lit up
remittances ·

Pakistan remittances rise 13.8% to US$3.89bn in October 2026

Pakistan received US$3.89bn in remittances in October 2026, 13.8% more than a year earlier, led by Saudi Arabia.

Raast P2M QR payment flow from customer to merchant
Raast ·

Raast P2M QR Payments: A Merchant and Customer Guide

Use Raast P2M QR payments safely, understand settlement and follow the right dispute route.

Expired CNIC bank account debit block and verification steps in Pakistan
CNIC ·

Expired CNIC Bank Account: How to Restore Access

Update an expired CNIC with your bank and restore debit access after verification.

Sunwai ·

Sunwai Bank Complaint Pakistan: How to File and Escalate

Use Sunwai to lodge and track a bank complaint, then follow the correct escalation route.

deposit protection ·

Deposit Protection Pakistan: How the Rs1 Million Limit Works

How Pakistan's Rs1 million deposit protection limit works across accounts, banks and joint holders.

An illustrated Pakistani bank account moving to a closed-account confirmation
bank accounts ·

How to Close a Bank Account in Pakistan

Close a bank account in Pakistan: settle pending items, submit a verified request and keep the bank's confirmation.

digital banking ·

Bank Account vs EMI Wallet in Pakistan: What the Licence Changes

A bank account and an EMI wallet can look alike. Their licences allow different services and approval stages.

Illustrated phone, identity card and verification steps for digital bank account opening in Pakistan
digital banking ·

Digital Bank Account Opening in Pakistan: What Banks Verify

A step-by-step guide to identity, income and security checks in digital bank onboarding.

Illustrated checklist, identity card and document folder for opening a bank account in Pakistan
bank accounts ·

Bank Account Opening Documents in Pakistan

A practical checklist of ID, income and supporting documents banks may request in Pakistan.

State Bank of Pakistan building in Lahore
State Bank of Pakistan ·

SBP bank investment limits revised for startups and funds

SBP set single-name limits for bank investments in companies, startups, mutual funds, REITs and private-equity funds.

High-rise office towers along I. I. Chundrigar Road, Karachi's financial district
State Bank of Pakistan ·

SBP Payment Systems Review FY26: Digital Share Hits 92%

SBP's October 6 review puts digital channels at 92% of retail payment volume in FY26, up from 88% a year earlier.

A reel of fibre optic cable being laid along a roadside
PTA ·

Islamabad internet outage: fibre cut hit wallet apps

Fibre cut hit Islamabad and Rawalpindi internet; users reported trouble with Easypaisa and JazzCash apps.

Islamia College on the Pakistani 1000-rupee note
remittances ·

Remittances reached US$41.6bn in FY26; Pasban rewards start October 1

FY26 remittances came to US$41.6bn, and the new Pasban prize scheme starts on October 1, 2026.

The international arrivals hall at Islamabad International Airport
Roshan Digital Account ·

Roshan Digital Account inflows US$259m in August; total tops US$13.9bn

SBP data show US$259m entered Roshan Digital Accounts in August, down from US$282m in July; accounts reached 966,144.

An Easypaisa debit card powered by UnionPay
EBANX ·

EBANX plans Pakistan entry via JazzCash, Easypaisa and Raast

Payments firm EBANX plans to accept JazzCash and Easypaisa for global online merchants, with Raast next.

A ring light and a smartphone mounted on a tripod, set up for recording video
FBR ·

FBR social media income tax: Rs195 per 1,000 YouTube views floor

FBR now taxes creators' income at the higher of Rs195 per 1,000 YouTube views or actual earnings.

Exterior of a bank branch in the town of Jarral Shareef, Pakistan
pensions ·

Pension proof of life moves to NADRA Pak-ID; no dormant accounts

Federal pensioners now give proof of life through NADRA's Pak-ID app or NADRA channels every 180 days.

Physical bitcoin coins on a table
PVARA ·

PVARA NOC holders: only Binance and HTX, and a NOC is not a licence

Binance and HTX are the only confirmed PVARA NOC holders, and no platform holds a full licence yet.

Awami General Store, a small neighbourhood general store
Mashreq Bank Pakistan ·

Mashreq Pakistan adds Raast P2M QR payments for merchants

Mashreq Pakistan says customers can pay by Raast QR and sole traders can accept Raast payments through NEOBiz.

High-rise office towers along I. I. Chundrigar Road, Karachi's financial district
State Bank of Pakistan ·

SBP regulatory sandbox: four of six fintechs pass, no approval yet

Four of six firms passed SBP's first sandbox testing; each still needs SBP authorisation to launch.

Colonnaded stone facade of the old State Bank of Pakistan building in Karachi
State Bank of Pakistan ·

SBP holds policy rate at 11.5% in September 2026 on a 7-3 vote

The State Bank of Pakistan kept its policy rate at 11.5% on September 14, 2026, in a 7-3 vote.

A physical Casascius bitcoin coin
PVARA ·

PVARA transition ends: what the September 5 NOC deadline means

The Virtual Assets Act transition closed on September 5; PVARA reports about 70 applications and has named none.

The Faisal Mosque in Islamabad below the Margalla Hills
PVARA ·

PVARA to set up a Shariah advisory board for virtual assets

PVARA's chairman says a Shariah advisory board will guide virtual-asset transactions; no members or date yet.

State Bank of Pakistan building in Karachi
HugoBank ·

HugoBank gets SBP pilot approval; public limited to a waitlist

HugoBank's SBP-approved pilot starts with employees and consortium members; the public gets only a waitlist.